Be sure to know what your credit scores are!!
YOU SHOULD KNOW WHAT THEY ARE SAYING ABOUT YOU!!
Best Credit Report is MYFICO.COM, they will show 25 Fico Scores
Get a Full 3 Bureau Tri-Merged Credit Report for $1
To take advantage of this opportunities use the links listed below and click your way into the boost that gets your closer to your dream credit score. Be sure to read all the details on each link to help you better make your choices.​

Add $10,000 in New Tradelines

The FASTEST way to boost credit scores 30 to 100 points in 30 day is to become an Authorized User. An authorized user is any person who has permission to use a credit card account, but is not responsible for paying the bill. An authorized user account is added to your credit report after the request is made to the card company — typically within 30 days. You can either borrow credit from people you know or you can lease credit for 60 days. Call for me or Join my Facebook Group for more information.

Opt-in for Credit Card Offers

Before you add new credit cards, make sure you opted in for pre-screened offers from credit card companies.

Click the link below to receive new offers in the mail, these will be pre-approved offers, that don't do hard pulls on your credit report.  www.optoutprescreen.com

 
1. My Jewelers Club (Top choice for building credit)
No Credit Check
Offers $5,000 line of credit that reports to Equifax, TransUnion, and Experian
Cost: $99 Membership.
You must purchase an item at least $100 and pay 1/2. 
Total : $150
2. New Coast Direct 
No Credit Check
Offers $5,000 line of credit that reports to Equifax, TransUnion, and Experian
Cost: $99 Membership.
You must purchase an item at least $100 and pay 1/2. 
Must make $1600 a Month
Total : $150
3. Hutton Chase  
No Credit Check
Offers a $1,500 line of credit that reports to Equifax and TransUnion only; however with this particular creditor you have the option of opening 2 lines of credit at $1,500 each for a grand total of $3,000 line of credit.
Total Cost: $180 (6 months payment of $30) per card 
$30 to get started, pay $60 they will report immediately to all 3 bureaus.
Cancel after 6 months.
4. Credit Builder Secure Card 
Reports 6 Times a month to Equifax, Experian and TransUnion 
Put Down $200 Deposit To Open Card. You Can Open 2 Cards! 
5. Self Lender 
Reports to Equifax, Experian and TransUnion 
May take up to 3 months to show on credit reports.
A credit builder account can help you establish credit history and save money in a safe, responsible way as the CD is FDIC insured.
Works as a savings account in which you need to make monthly payments of $25-$150. Withdraw your money after 12 months plus interest. 
Cost: $25-$150 per month ( your choice)​​
6. Credit Rent Boost (Add Rental History to Credit Reports)
No Credit Check
Reports to TransUnion & Equifax
Get credit for on-time rent payments. Can boost your scores 7-120 points

Cost: Past 12 Months: $45.00 1 Renter / $90.00 2 Renters 

Cost: Past 24 Months: $60.00 1 Renter / $120.00 2 Renters

7. Fingerhut 
Credit Check
Must have existing credit.
Offers a $100-$500 line of credit that reports to Experian and TransUnion only; when filling the application state your income is $80,000.
Don't click on the box that ask for additional services. ​​
8. Missionlane Visa Card
Credit Check
Reports to Equifax, Experian and TransUnion.
Apply with a 600+ Credit Score. Offers up to $1000 Start up Limit.
Credit Limit increases in 6 months.
On application state your income is $80,000 and rent is $1000 
9. Merrick Visa Card
Credit Check
Reports to Equifax, Experian and TransUnion.
Apply with a 600+ Credit Score. Offers up to $1000 Start up Limit.
Credit Limit increases in 6 months.
On application state your income is $80,000 and rent is $1000 
10. Credit One Bank Visa Card
Credit Check
Reports to Equifax, Experian and TransUnion.
Apply with a 600+ Credit Score. Offers a $300-500 Start up Limit.
Credit Limit increases in 3 months. 
11. Milestone Master Card
Credit Check
Reports to Equifax, Experian and TransUnion.
Apply with a 600+ Credit Score. Offers a $300-500 Start up Limit. When filling the application state your income is $8000 per month, monthly bills $2500 per month. 
Credit Limit increases in 3 months.​
12. Shopping Cart Trick 
Soft Credit Check
Adding additional tradelines using the shopping cart trick, which does a soft pull on your credit. This technique is very useful when building new credit tradelines. Trick must be done on a computer or laptop. Works best with credit scores above 600. Click the LInk above for more information.
Whatever option you choose to open (from $1,500 up to $13,000) you will position yourself to balance out your Credit Utilization and Debt to Income (DTI) ratio.
 
These primary tradelines can play an important part in boosting your credit score for immediate and long term goals like purchase a car with a great interest rate or purchasing that family dream home.

Call

602-281-5259

© 2020 Shawn Dawson